Money in the Bank

Try Bank of America's Keep the Change program to start an emergency fund.

Another way to start an emergency fund, especially if you don’t get paid regularly or in set amounts, is to start a change jar or emergency envelope. This works best if you have cash on a regular basis, because at the end of each day you can simply dump your leftover cash into the jar or envelope. Once it hits a certain amount, take it to the bank. You can do something similar with a program like BofA’s Keep the Change.

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